July 10, 2007

What A Pillow!

If you have ever slept on a water bed, you know what a wonderful night's sleep they can bring. Indeed, if they were more practical I believe they would have replaced the inner spring mattress years ago. I know that whenever I have slept in one, I have found relief from my back and neck pain.

But what if I told you that you can get many of the same benefits from a pillow? Yeah, you read that right -- a pillow that provides the comfort and support needed to relieve some of that back and neck pain. It is the mediflow pillow. Used for years in hospitals, it is now available to you for home use.

How does it work? Simply put, the Mediflow waterbase pillow has a pouch beneath a standard polyester filling. You then add water to your own comfort level, to provide a more comfortable, supportive sleeping surface beneath your head and neck.

Now you may wonder if this is a gimmick. I assure you it isn't. These pillows have actually been studied and shown to provide real benefits for improving sleep and relieving chronic neck pain. Given my wife's issues with chronic neck and back pain, I'm going to have to put a copy of the study in her hands. I suspect that means we will have be headed out to JC Penney or Target to get her one to help her improve her sleep.

Posted by: Greg at 01:03 AM | No Comments | Add Comment
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July 08, 2007

Loans

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Like I've said in the past, seeking out credit and loans are a part of our society. There are simply some purchases that your average person can't make, like a car or a house. In those situations, are usually the only option out there, with the lender having a lien on your house or car. That seems to be a fair trade -- after all, they are, in a sense, the real owner of at least some portion of the property until you have fulfilled your end of the bargain, right?

Secured loans, though, are not the only sort of personal loans you might need. Many loans are unsecured -- especially as we look at credit card debt, which has run rampant in modern society as folks are extended credit well beyond their means to ever pay back. These folks often then find themselves taking out a debt consolidation loan in the hopes of lowering payments and interest rates, as well as extending the time one has to pay off the debt. This can be a great move -- provided one has the self-discipline to not run up additional debt while clearing up the old mess.

Other loans are personal secured loans, like car loans and mortgages. The item for which the loan is taken out is the security for the value of the loan, and can be taken in the event that the payments are not made.

My advice? Borrow only when you have to, and only to the degree that you can afford to pay back. Otherwise you face bankruptcy -- with all the credit and personal implications that implies.

Posted by: Greg at 07:29 PM | No Comments | Add Comment
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PhotoFiddle.com

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Do you want to spice up your home decorating with original artwork, not the same old prints from the big box store or the starving artist knock-offs that everybody has seen a dozen times? Do you want to turn your photos into real works of art If you do, PhotoFiddle.com is the site for you to visit. You can arrange to have your photo printed on canvas or print-quality paper -- and you can even have it done in over 50 different artistic styles. Personally, I'm fond of this Warhol effect.


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July 07, 2007

Big Love

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Have you been looking for love in all the wrong places? You know, those same old dating sites full of skinny blonde girls who look like they would break in half if you gave them one good squeeze. If that's the case, then you might want to consider this bbw dating site where you will find a plethora of Rubenesque beauties and other real women who (like most women) don't fit into the Paris Hilton/Nicole Ritchie mold. So if you are looking for a href="http://www.bbwromance.com">bbw personals to try to find the perfect woman for you, then BBWRomance is the place for you. Oh, and ladies -- there are men there looking for you, too.

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July 06, 2007

Pool Tables

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I'm a fair pool player when I get the chance to play. Unfortunately, that isn't nearly as often as I would like. For that to happen, I'd have to have a pool table in my house, so that I could play on a daily basis. But where can I find quality pool tables at reasonable prices? At BostonTables.com!

Why play pool? Because it is a game or sport (depending on how you look at it) that allows for more than competition. it allows for conversation. Too often, our activities today don't. Watching television? Folks complain when you talk? Video games? Those require complete attention. But pool? You can have a lively conversation while still participating in the game. Think about it -- you'll have something to do with your family that actually allows you to engage with them. And that may be the best thing about pool -- it is a game made for friends and family.

Posted by: Greg at 06:12 PM | No Comments | Add Comment
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July 05, 2007

Rent Back My Property

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Now this strikes me as an interesting way of dealing with financial problems -- selling your house and then renting it back. That is the premise behind this company -- they buy and rent back houses and other real property to so that the owners can deal with serious financial needs.

Here's how it works. They buy the home from you for about 80-85% of market value, in exchange for agreeing to allow you to rent it back. Now they can't guarantee that you can rent the house forever (economic realities do intrude), but it seems pretty clear that there is the option of renting for an extended period of time. With this sell house rent back program you get the cash, you take care of the financial issue, and you keep on renting -- and there is even a buy back option if you choose.

Is this a deal for everyone? No -- but if you have financial issues and cannot refinance, it might be the most attractive option available to you.

Posted by: Greg at 06:52 PM | No Comments | Add Comment
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Big Posters!

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My first year of teaching, I was put on a planning committee and got tasked with getting some banners printed for a school event. I hated it -- after all, where do you go to get good quality at reasonable prices?

I wish I had known about BigPosters.com, because they make good quality banners at reasonable prices (some of these cost less than what we paid over a decade ago). And not only do they do the printing, but they also have an array of related products to help you display the banners to your best advantage, like this banner stand. So if you need banners, think BigPosters.com!

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July 04, 2007

WhiteFlash.com

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Ever since my wife got her ears pierced this past December, I have been on the lookout for nice earrings for her. You know, something that she can wear when we dress up and go out. Indeed, she has even suggested that for the next big event to "surprise me with diamond stud earrings!"

Whiteflash.com has some truly beautiful earrings available at reasonable prices, along with lots of other diamond jewelry that the woman in your life would just love. They have everything from diamond studs to diamond necklaces to the all-important diamond engagement ring. So if you are in the market for anniverysary rings that rekindle or other diamond jewelry for her, consider WhiteFlash.com

Posted by: Greg at 06:29 PM | No Comments | Add Comment
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July 03, 2007

Credit Cards

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One of the things I like about some credit cards is that they watch for fraud on your account. They flag unusual transactions or patterns and then contact you to see if there is a potential problem -- something that is even more helpful than checking your free credit report.

Consider my experience a it less than two years ago. Hurricane Rita was bearing down on the Houston area. Since I live just blocks from the bay, boarding up my house was a necessity (though in hindsight, given the predictions of a 25 ft storm surge and my home's elevation of 8 feet above sea level, maybe it wasn't all that necessary). I dutifully went out to Home Depot to get supplies, including a plywood and some new power tools that would be up to the job. Indeed, I ended up making about three trips, given that first my power saw and then my drill broke doing the job. Total expenses? Around $300 on one of my 0% credit cards. And before I pulled out of the parking lot after that third Home Depot run, my credit card company called -- was I aware of the unusual activity on my account, which usually got no more then $50 in gas charges a month. It made me feel good to know that my account really was being monitored.

Posted by: Greg at 02:00 AM | No Comments | Add Comment
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