As a social studies teacher, I find myself teaching economics a lot. It is just a natural part of the job, and I find such ignorance among my students on the topic. But it isn't just the macro-economic issues that my kids don't understand, it is also the personal issues -- loans, Credit Cards, bankruptcy, etc. -- that they don't understand.

But I guess I can understand that, because I didn't understand those things when I was young, either. Indeed, I remember my first credit card, with the piddly little $500 limit back when I was in college. I ran that sucker up but somehow never quite got around to paying the bill at the end of the month -- for about three months. I figured I could just pay when I got around to it. Not a good move, as i found out -- and I suddenly found myself running to my folks for help, and ended up with my meal allowance cut for the next few months while I paid them back. I'd like to think I learned some lessons from that experience -- lessons that I still try to impart to my students today.

If you need information about loans, Credit Cards, bankruptcy, or other personal credit and financial situations, contact CreditLoan.com today.

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Posted by: Greg at 06:01 PM | No Comments | Add Comment
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I love using the internet for just about anything. Indeed, I would be happy to go completely paperless (except for books) in my life, and survive on electronic media.

Except when I need to find a local business.

Then it gets to be a real pain.

After all, I live just outside the fourth largest city in America, and so using a search engine to find a local business is maddening. It is fair to say that local marketing is difficult on search engines.

Take a few weeks ago. A colleague who heard I was searching for a wheelchair for my wife generously gifted us with one that had belonged to a recently deceased family member. Since the previous owner was an amputee, I needed to get footrests for the chair, as well as replace the batteries, which had sat too long without being recharged and so were toast. I entered "power wheelchair houston" at a certain site we all know, and got more garbage than you could imagine -- including lots of national companies and places from other states. I guess every business that said they charge Texas sales tax or was located on Houston Street showed up. It was maddening -- and so I had to turn to the old stand-by -- the Yellow Pages -- and found something nearby in just a minute.

Wouldn't it be nice if the business I ended up dealing with had popped up somewhere other than page 5 of my search?

Fortunately, there is now a solution to local marketing on the internet. Drop by and take a look.

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Posted by: Greg at 10:15 PM | No Comments | Add Comment
Post contains 274 words, total size 2 kb.

Last year, I lost it. All of it.

No, not my marbles -- my data. Except for a few files on my flash drive and my work computer, all of my data disappeared in a catastrophic hard drive failure. All my tests, my course syllabus, my handouts, a couple of years worth of poetry, more graphics than I knew what to do with -- gone.

If only I'd had IDrive-E Online Backup. They'll let you store up to 2 GB of data for free -- and an unlimited amount for $4.95. And it is encrypted, so the data is safe from prying eyes. You don't have to share with anyone, because it works just like an encrypted drive on your own computer. And you don't need a credit card, either.

Don't suffer like me. Back it up with IDrive-E Online Backup.

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
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Sometimes you just need to borrow money.

Let's face it -- cars and houses alone are investments that most of us need a few (or more than a few) years to pay off. After all, do you have a spare 100K sitting around to pay cash for a new home -- or even 15-25K for a car? Heck, if you are like most folks of the middle class, there just isn't that sort of spare change available, even if you break open the kids' piggy banks.

And it is times like that when you find yourself seeking loans.

Maybe you need a Secured Loans for a particularly valuable purchase. Maybe you are looking at car loans, trying to find the right deal for you. Perhaps you are just considering the options available in Personal Loans.

Regardless, you may want to consider MoneyWize.co.uk when next you need a loan.

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Posted by: Greg at 03:26 AM | No Comments | Add Comment
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Derek Bok once said, "If you think education is expensive, try ignorance."

Education used to be the way to ensure that you were on the path to making good money. It often still is -- but now it is also the way to making yourself indebted. But you don't have to deal with your debt in ignorant way -- a Student Loan Consolidation Program is an option for many individuals. SecureLoanConsolidation.com offers a variety of options for you -- for example, those in California should visit their California Student Loan Debt Consolidation to examine the available programs in their state. Similarly, there are pages related to other states, such as Florida student loan consolidation programs.

If you need to consolidate your student loan debt, visit SecureLoanConsolidation.com. You'd be ignorant not to.

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Posted by: Greg at 03:20 AM | No Comments | Add Comment
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I don't know about you, but I like going out to a local club and hearing a little band or a local singer who brings a little something extra to their music. And while my preference is for country music, that doesn't mean that I won't listen to something good in another genre.

But the problem is that you can't take that undiscovered artist home with you, can you. Maybe they have their own CD, but often times they don't.

That is where unsigned.com comes in. They've got music from some of those country artists and Bluegrass Bands that play right in your backyard -- or maybe in your cousin's backyard, six states away. Or maybe you are into grunge, and want to hear the latest from that local band from Pittsburgh that guy on your buddy list was telling you about last week. Guess what -- you might just find them available for download. It is certainly a lot cheaper than a trip to Pittsburgh, isn't it? Plus you don't have to go to Pittsburgh.

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
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VoIP services are the latest thing in communications for business, providing a less expensive and more efficient way to communicate. Voice-Internet Protocol phone systems provide clear lines and reliable service for businesses needing telecommunications for their business needs -- and that includes just about everyone.

Cisco is a major provider of VoIP services to businesses, and have plans available for managed services for any size business. Among the advantages of such services are that VoIP service:

* Speeds access and improves communication
* Integrates different device modes and communication applications
* Dramatically improve collaboration
* Allows organizations to streamline business processes, reach the right resource the first time, and enhance profitability.

Furthermore, since VoIP provides an integrated, flexible and mobile service for business, it is adaptable to all your business needs.

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Posted by: Greg at 10:20 PM | No Comments | Add Comment
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Do you get it? I sure do -- my students can tell with just one look when my back or neck is bothering me.

Especially the neck, and the associated headaches.

Now I've never visited a chiropractor, but this site from a NY Chiropractic office seems to have a great combination of physicians, neurologists, and chiropractors on staff to deal with the various needs of back patients.

I wish my insurance covered someplace like this here in Houston -- my darling wife could sure use it.

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Posted by: Greg at 10:05 PM | No Comments | Add Comment
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Most folks don't know it, but I like to play backgammon . It started out as a hobby when I was a kid and my father brought back a beautiful leather backgammon set from one of his WestPac cruises.

Well, I've encountered another backgammon aficionado. His name is Jean-Claude, and he is the Number One player at Backgammon Masters. Oh, yeah, did I mention he is an animated tiger?

Jean-Claude will teach you about the game of backgammon, its ins, its outs, and do so in a humorous way. He's a street-smart hustler, though, so look for him to take you for all you've got if you let him have the chance -- he's a real tiger, once he starts playing.

Here's what his bosses at Backgammon Masters have to say about him.

http://www.BackgammonMasters.com is using a ground-breaking and original approach to promote and establish their skill game software in the online game market. Introducing the #1 Player at BackgammonMasters, Jean-Claude the animated tiger. BackgammonMasters creates a new dimension in online backgammon branding in their 5 part interactive animation series titled 'Life According to Jean-Claude'. Jean Claude - Backgammon Masters Animated Tiger Movie BackgammonMasters brought this character to in a well-designed and cleverly scripted effort to illustrate to a wide audience the appeal of backgammon as a skill game truly loved and played by all people, from all walks of life from around the world. Jean Claude is BackgammonMasters' pioneering mascot who is setting a new standard in online game entertainment. Viewers win prizes for trivia questions after viewing, and are offered rewards for suggestion any script ideas used. Clips can be easily forwarded to friends who will create the viral marketing buzz that only a character like Jean-Claude is capable of generating. "BackgammonMasters creates a new dimension in online backgammon branding in their 5 part interactive animation series titled 'Life According to Jean-Claude'." In the series we are exposed to a hilarious explanation and comparison by Jean-Claude of how to succeed at everything from playing backgammon to chopping onions, to fulfilling ones dreams and make important life choices. In the opening clip we, find Jean-Claude, a tiger, humoristic, mafia type, dressed in 70's clothes (bell-bottoms and cream-colored shoes, a button-up shirt with a dice print and a large dollar sign chain around his neck) sitting in his trailer in the used junk car lot he manages. No, he doesn't feel pathetic or sad amidst the junk, on the contrary. He is full of street smarts obtained during his many years in the University of Life. BackgammonMasters has maintained a high profile in the news lately not only because of Jean-Claude, they also recently launched a 3-in-1 game lobby offering games such as Backgammon, Poker and Perudo (Liar's Dice), all in one download. To get a sneak peak at the animations go to: http://www.backgammonmasters.com/jc.html To download the BackgammonMasters 3-in-1 free software go to: www.backgammonmasters.com Report by Gammonish.com - online backgammon resource for news and information. To learn more about the backgammon game and online backgammon rules visit http://www.gammonish.com.

So go play, folks -- backgammon is a great pass-time!

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
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So, do you make international calls? If you do, there are lots of different rate plans out there if you are using calling cards. One of the better one's I've seen is offered by Pingo, which is a source for cheap prepaid calling cards online. With Pingo, you get some of the best rates anywhere -- including up to four free hours of international calls just for using their service.

Not only that, but Pingo has a system available for helping you make inexpensive international calls from you cellular phone. That’s right, no more top-tier rates when you call abroad – just make use of Pingo’s service and you can pay up to 90% less to keep in touch with friends and family abroad, even using your mobile service.

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
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Well, the notion of the blogger as the new Rock Star has been advanced by the folks at PayPerPost for some time now. That has led to a planned gathering of Rock Stars this summer in Florida -- PostieCon 07, with its theme being "You're A Rock Star"!

PostieCon 07 is a bloggers conference designed to help bloggers reach their full Rock Star potential. That's why the event will feature conferences on various aspects of blogging, including how to build traffic and readership, and use your notoriety and unique brand to create value and monetize your internet presence. More to the point, it is about helping bloggers improve at their craft, becoming the best bloggers they can be.

The conference itself is set for June 1 & 2, 2007, in Orlando, though many of the participants will arrive the night before, allowing for plenty of networking/get acquainted activities in Orlando on May 31. The total cost of the event is $199.95, which is mighty cheap for any conference, whether hobby-related or designed to advance one's business career. Registration for the even includes
all of the following:

* VIP access to all conference sessions, workshops, and extra-curricular events
* Breakfast (with eggs) Lunch, Drinks and Snacks on Friday and Saturday
* Saturday early evening open bar with hot and cold appetizers
* Sit down dinner with open bar at the award banquet on Saturday evening
* Cool swag to take home.

And while that swag bag may not be up to Grammy standards, I'm sure it will have some neat stuff to bring home.

So if you are free the first weekend of June, get to Orlando and learn how to channel your inner Rock Star at the PostieCon 07 bloggers conference!

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Posted by: Greg at 02:00 AM | No Comments | Add Comment
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Dating isn't easy -- at least not for most people. And the reality is that sometimes you need a little bit of help. Dating services can fill this need for you. The availability of online dating services is very helpful to some. That is why Just Say Hi! exists -- to help you meet someone special.

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Posted by: Greg at 06:20 PM | No Comments | Add Comment
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Looking for a mortgage? Do you know what it is going to cost you in interest, points, etc? Well, you can check out Mortgage Rates at PersonalHomeLoanMortgages.com. They even have a mortgage calculator, so you can see if the loans available are within your budget instead of finding yourself facing a nasty surprise after you find the home you want.

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Posted by: Greg at 06:01 PM | No Comments | Add Comment
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Ever since I was a kid, I've been fascinated by diamonds. My mother’s diamond engagement ring is the reason why -- platinum with a Marquis cut, it never left her hand, except for those few times I saw it removed for cleaning. At those times, it was as if her hands were utterly naked, and there was something wrong with the world. In many ways, that ring symbolized not just her, but also my father, whose career in the US Navy took him away from us all too often.

My wife and i didnt go the traditional diamond solitaire route when we got engaged -- her love of the color purple is legendary and so it was a given that the ring would have an amethyst -- but surrounded by diamonds, so as to give the center stone that sparkle that only diamonds can bring.

I recently went to a website called Abazias.com, looking for a little something special for my wife for an upcoming special day. They have a wonderful feature there, a search feature for loose diamonds that allows you to select size, color, clarity and price that will allow you to find just the stone you want for the special one you want. You can then have that special stone (or stones) set the way you want. Because after all, diamonds are forever -- just like love is meant to be.

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Posted by: Greg at 10:46 PM | No Comments | Add Comment
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I have to be honest with you -- I'd rather do just about anything than have to take out another loan. I don't like owing money if I don't have to, and have seen how doing so can get to be a serious issue that can impact you on the level of the necessities of life, not just the lifestyle level.

But working where I do, I have any number of students who come from families with relatively little means, and that is how I first learned about the reality that is the payday loan. I mean, I hear about families facing the possibility of having the lights shut off or the car taken back because they don't have the cash to make a payment right now. I've seen families facing eviction because someone needs medicine but the rent is due and they are not eligible for Medicare. In situations like that, a payday loan can be the difference between having what they need and losing what they have.

That's why folks that provide such loans exist. And with the advent of the internet, it is now possible to get an online check advance to help you meet those emergency needs if you find yourself in such a situation. We ll know it is better not to have such a need, but when the need exists, it is good to know that there are options that exist to help meet those short-term financial needs.

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Posted by: Greg at 10:20 PM | No Comments | Add Comment
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Bank accounts are a necessity -- after all, you really can't keep your cash under a mattress. But do you know who is going to give you the most return or the lowest fees on the accounts where you stash your dough? Heck no -- until now. There is a new service out there that will help you get all the information you need to make the best choices for your situation -- because they have already done the work for you!

That's right -- you can Compare online banking, find a savings account or checking account and earn more interest today with SavingsAccounts.com. You would be nuts NOT to look at the site and find out if there is a better bank for you.

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
Post contains 128 words, total size 1 kb.

Borrowing money is a fact of modern life. Let's face it -- cars and houses alone are investments that most of us need years to pay off. After all, who has a spare 100K sitting around to pay cash for a new home -- or even 15-25K for a car? Heck, if you are like most folks of the middle class, there just isn't that sort of spare change in the couch cushions.

That's when you need to make a decision about seeking a loan -- whether we are talking about a secured loan, an unsecured loan or even, heaven forbid, a bad credit loan.

In the UK, you can turn to SelectLoans.co.uk for information about all these different types of loans. Take a look, it has good information for you. Then make a prudent decision, based upon your circumstances and means, on whether or not to seek a loan.

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Posted by: Greg at 12:40 AM | No Comments | Add Comment
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Rehab happens.

I know -- I've seen it too many times with students at my school.

Maybe it started with a little drinking or a bit of weed, but it became a full-blown substance abuse problem needing intervention and treatment.

But where do you turn? After all, unless you are Britney Spears or Robert Downey, Jr., you probably don't have the card for a celebrity rehab facility in your wallet -- nor do you have the Betty Ford Clinic on speed-dial.

That is why you need somewhere to turn to find that drug rehab program for yourself or a loved one -- and 1800NoDrugs.com can be accessed on the web or by dialing 1-800-No-Drugs to help get you connected with the right treatment option and support services.

Nobody wants to need rehab, or to have a loved one need to it, but it is good to have someplace to turn.

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
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When we moved into the house, the patio had a ceiling fan with light. Well, as time has gone on, it has gotten a little bit weather-beaten -- heck it looked pretty bad after Hurricane Rita, and has just gotten worse. So we are in the market for new lighting out back -- and we are going to look at wall sconces and other sorts of lighting to spruce the place up. We may even get a security light for out back as well -- just so we can see the dog when she makes one of those infamous "midnight runs" that she needs to make every now and then.

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Posted by: Greg at 02:10 PM | No Comments | Add Comment
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Everybody needs help finding dates sometimes -- even Christians. I know that at my church, for example, meeting a Christian single would be difficult -- we pretty well break down into older retired couples who have been at the church forever and young couples with kids, mostly new to the neighborhood. We just don't have many single twenty-somethings or thirty-somethings. That's why a Christian Dating site is a good thing -- not every congregation (especially small ones) is a great place to meet a mate, even if you are getting your spiritual needs met.

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Posted by: Greg at 01:00 PM | Comments (1) | Add Comment
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Let's say you are thinking of buying a new television, and you want to get the best there is. Do you want an LCD TV or a Plasma TV? How do you know? Visit TestFreaks.com to find out, because they offer a bountiful supply of information about available televisions and reviews of different models, so that you get the best one for your needs. And as TestFreaks.com expands, you'll be able to learn more about many different types of electronics and other products. Take a look -- you won't be disappointed.

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Posted by: Greg at 06:35 PM | Comments (1) | Add Comment
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There are just too many laws and regulations that require the security of private data -- especially in emails. These include the Health Insurance Portability and Accountability (HIPAA), Gramm-Leach-Bliley Act (GLBA), Sarbanes Oxley (SOX) and many others -- not to mention common sense and best practices. But how do you achieve full Email compliance? Well, that involves specialized software, like this Email compliance package from Borderware.

Speaking as someone in education who has access to a lot of confidential data that is shared over the district email (grades, discipline records, information about special education students), I can only hope that the school and district have a package like this Email compliance software on our server. After all, not only is it legally mandated to protect such information, it is also simply common sense.

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Posted by: Greg at 06:20 PM | Comments (3) | Add Comment
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Well, to be honest, in the last two months I have earned over a thousand dollars just by taking on the sponsored post opportunities available through the PayPerPost.Com blog marketing program. That sure beats the heck out of other ads on my site, which have yet to bring me $200. And what's more, I get to pick the content of my PPP posts, which is not an option with the other programs. If this keeps up, I may just have to drop all those other ads and go strictly with PPP as my sole source of sponsorship revenue!

Now what am I going to do with this extra cash? Well, to be honest, this money is going towards medical bills. My darling wife had two serious illnesses last year, and both of which put her in the Intensive Care Unit for several days as her life literally hung in the balance. At one point I was even told that had we arrived at the hospital even an hour later, I would have lost her. Well, good medical care that brings one back from the edge of death is expensive, even with the benefit of good insurance.

Once that debt is paid (a while from now), I'll put the income from PPP towards our season tickets for the Houston Tickets and Rodeo Houston -- both of which were activities I thought we would have to give up after that second stay in the hospital.

Trust me -- I can find good places for the cash to go.

Posted by: Greg at 06:00 PM | No Comments | Add Comment
Post contains 261 words, total size 2 kb.

If you are getting to be my age, around forty-something, you are probably noticing that you don't see quite the way you used to. Those old eyes of yours are getting weaker, and you may just need to resort to reading glasses in order to get the job done. You need to visit ACLens.coms to get yourself the glasses you need.

Among the more interesting things I encountered on their site were reading sun glasses. You know, I hadn't though about it, but those are something I could certainly use. Living here in Texas, four blocks from Galveston Bay, I like to sit in the yard or down by the shore with a book in hand reading, or even (ugh!) grading papers. Glasses like these would be perfect for me, since they adapt to the outside light for comfort while reading.

Now the nice thing about this site is that it is well-arranged, allowing you to order different types of lenses by category. Whether you need contacts, bifocals, sunglasses, folding glasses, or about any other type of lens for your eyes, ACLens.coms seems to have a category for it. You can even get swimming goggles – something I wish I’d had in my younger days when I still swam competitively. And what is even better, the prices are good, so you won’t go broke ordering your glasses or contacts online.

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Posted by: Greg at 06:20 PM | No Comments | Add Comment
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You know, virtually all scientific research on the subject shows that breast milk is better for babies than formula. That is why breast pumps are an important item for new mothers to have in order to ensure a healthier child.

As a high school teacher, I have a number of students each year who become mothers. Indeed, a couple of years ago a pair of twins in my classes both became pregnant at about the same time. Neither was living at home -- they each had moved in with the family of their baby's father. This led to an interesting "side-by-side" comparison of the benefits of breast milk vs. formula.

Margarita had her baby first, and switched her little girl to formula when she returned to school about six weeks after giving birth. Maria had her baby two weeks later, and decided to breast feed her son. When it was time to return to school, her son's grandmother gave her an Electric Breast Pump so that she could continue to give him breast milk while attending school.

What happened? Well, Margarita's baby was colicky and became sick several times over the course of that semester. Maria's son was healthier, and she missed only three days of school during the same time period. I can't help but believe that the breast milk was at least a part of the difference, as it was one of the few differences in the upbringing of the two babies. After all, that breast milk is what nature intends for healthy babies to have during the first year or so of life.

One other thing I noticed about these sisters was the difference in their attitudes towards their children. Maria, who was continuing to feed her baby breast milk, had a much more positive attitude towards her son than Margarita did towards her daughter. Indeed, it is generally recognized that breast feeding promotes a stronger bond between mother and child.

Now what sort of breast pump is right for you? You can go here to find more information about different brands, including breast pumps from Avent and Ameda.

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
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Spring is here at last, and with it comes new products for around the home and garden. OnlineDiscountMart.com is rolling out its spring wares, including Squirrel Proof Bird Feeders, table-top fountains, and other neat items to decorate your patio and garden for spring and on into summer. And the prices are great! So drop by OnlineDiscountMart.com and save on all those springtime needs.

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Posted by: Greg at 06:15 PM | No Comments | Add Comment
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Is there a 'secret" to getting rich? I'm not sure. But if there is, there certainly exist many folks out there who claim to know it and to be willing to pass it on to you. One such program is contained in "The Secret", a movie that sold 500,000 units within the first 6 months after its release in March, 2006. Well now, according to the Official Site: The Secret Science of Getting Rich, the makers of the movie are preparing to launch a new venture following up on this "transformational movie" -- seminars presented by some of the successful individuals featured in the movie.

So who are we talking about being a part of this effort, based upon the 1910 book “The Science of Getting Rich” by Wallace D. Wattles? Well, among others, “Chicken Soup for the Soul” author, Jack Canfield; Positive Thinking expert, Bob Proctor and spiritual leader, Michael Beckwith, as well as the movie’s producer, Rhonda Byrne. The new seminar program itself will be delivered to your door on DVD, featuring a how-to approach to becoming rich, including a focus on what is referred to as the central tenet of the program, "The Law of Attraction". So for more information on the program, visit the Official Site: The Secret Science of Getting Rich. It could be the thing that transforms your life.

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
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If you are like me, there is never enough light to read by. The problem is that you've got the wrong sort of light source, and so need a different type of lamp. That is where Barnes and Wagner come into the picture.

Barnes and Wagner is a retailer of lamps and lighting of all varieties. Whether you need hanging lamps, wall sconces, floor lamps or contemporary table lamps, Barnes and Wagner can fix you up with what you need at a competitive price.

Not only that, but Barnes and Wagner offers free shipping on every item, every day,to all parts of the country. For taht matter, outside of Wisconsin there is no sales tax. And if you should have a problem with your purchase, Barnes and Wagner offers a guarantee of satisfaction and a no hassle return policy -- things that hopefully you will never need but which are always good to have.

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Posted by: Greg at 07:36 PM | Comments (3) | Add Comment
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If you shop online, coupon codes can save you lots of money. That's why you need to visit UltimateCoupons.com They have online coupons, promo codes, and discount codes that can save you 10%, 20%, even 30% off your purchases from online retailers like Saks Fifth Avenue and 1-800-FLOWERS. They also have promotional codes for free shipping or other great bonuses. SO before you buy on line, check out the coupon codes at UltimateCoupons.com

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Posted by: Greg at 07:05 PM | No Comments | Add Comment
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It was something of a shock to go to this site and find Rudy Giuliani in his underwear! Well, OK, not exactly Rudy, but a cartoon drawing of him over at CartoonDollEmporium.com, home of online dress up games that are the modern equivalent of the paper dolls that folks my age knew as kids.

And really, a site like this one can be lots of fun. Personally, I dressed Rudy in sandals and a Hawaiian shirt -- just right or him to go on vacation after he loses the GOP nomination to Mitt Romney, my preferred candidate. But there is also the option of dressing up Hillary Clinton -- whose image is considerably more flattering than any photo! Indeed, there are over 500 possible dolls to dress.

Now the nice thing about this site is that it is also set up to be kid-friendly. It has a chat forums for kids for kids that, from what I can determine, is limited to kids. It has a virtual economy, a Make Believe section, and a host of other neat features that make it a fun site for the little ones that mom and dad can feel safe letting them visit. Really, it seems like a good family site.

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Posted by: Greg at 06:30 PM | Comments (1) | Add Comment
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1 Thank you for the sweet words
It makes us really happy when people write stuff like this. We truly try to make it a family site Hope you have a great day!!
Best
Raven CDE staff

Posted by: Raven Darknessa at Mon Mar 19 05:43:26 2007 (LSpA2)

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Brenner Realty is a family-owned real estate company in southern Florida, offering Charlotte County Real Estate and Lee County Real Estate of all types. Brenner Realty is in both the commercial and residential markets, and even deals with rentals. In addition, they have their own in-house mortgage services available to help you complete your purchase of a new home or commercial property.

As a home buyer, Brenner Realty has great services available to you. From helping you find the right neighborhood at the right price with the best schools to even providing you with a free moving truck to get you settled, Brenner Realty is prepared to go the extra mile to help you get into a new place.

As a seller, Brenner Realty will ensure that your home gets maximum exposure through newspapers, Realtor magazines, Multiple Listing Services, local cable and the Internet. Brenner Realty can even assist in all areas of your relocation, providing a full range of relocation services.

Brenner Realty also works with rental properties, both in helping potential renters locate appropriate properties and in managing rental properties for owners. Brenner is familiar with both sides of the rental market, which strikes me as a real advantage for their clients.

In addition, Brenner Realty has a great page devoted to mortgages. It includes access to current mortgage rate information, rate calculators, and other resources. You can even prequalify for a loan on their site!

So if you are looking for Charlotte County Real Estate or Lee County Real Estate, look at Brenner Realty first!

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Posted by: Greg at 06:30 PM | No Comments | Add Comment
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Life insurance is a good thing. You need to be insured to provide for your survivors. But unfortunately, the cash surrender value of such policies is very low, and sometimes it is necessary to get the cash for them. There has to be a better option.

And there is. Life/Viatical Settlements are another way to get cash out of those policies when you need it. What such settlemetns do is allow you to receive a portion of the death benefit now, with an individual or company to receive the death benefit when you die.

And that is where the Life Settlement Company of America comes into the picture. The company is in the business of providing Life/Viatical Settlements.

What are the benefits to policy holders?

* Lump-sum cash settlements that exceed the cash surrender value when a policy is unwanted, unneeded, or has become a financial burden;

* Profits realized from term policies that would have otherwise lapsed due to high conversion costs;

* Cash infusion when income is limited, relieving financial stress and providing further medical options, when otherwise impossible;

* Capital generated from a poorly performing policy to fund joint survivor coverage, long-term care insurance, or other investments.

Now you never want to have to make the decision to enter into Life/Viatical Settlements, because they are often needed in time of financial crisis or terminal illness. They are, however, an appropriate tool when the situation one faces requires access to money now that would otherwise become available only after death.

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Posted by: Greg at 06:20 PM | No Comments | Add Comment
Post contains 256 words, total size 2 kb.

I don't know about you, but I've got a lot of digital media files on my hard drive. One problem is that they are in a wide variety of different formats. There has to be some way to get them organized, and perhaps even converted into a couple of preferred formats.

That's why I find this Digital Media Converter to be of interest. Right now, Digital Media Converter v2.76 is available as a free download for trial purposes -- or the full version can be purchased as well.

What are some of the features of Digital Media Converter? Well, with this program you can do all of the following.

* Convert between VCD, DVD, AVI (DivX, MS MPEG4, uncompressed), MPEG-1, MPEG-2 (PAL, NTSC), MP3, MOV, WMV, WMA, DVR-MS, and WAV.

* Multi-select files and entire folders for conversion.

* Increase the volume of converted file up to 400% of the source file volume.

* Reduce the file size of large videos.

* Convert almost any format that can play on your PC.

* Auto detect and fix many types of file format problems during conversion.

* Split media files into smaller parts or auto split by size and time duration.

* Convert DVR-MS files on your Media Center PCs.

* Transfer media files to your Apple iPod or Sony PSP.

* Adjust video brightness and contrast.

* Search media files on your computer for conversion.

And those are just some of the things this program lets you do – making it great for any user, whether the hard-core digital media junkie or the casual user who simply wants to be able to standardize files and use them easily on iPods and computers. Drop by their site and take Digital Media Converter for a spin, and see if it is right for your needs.

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
Post contains 308 words, total size 2 kb.

Vonage is one of the hot companies out there today, offering great VoIP services. Well, if you are interested, there is an online coupon available at the Vonage® Sign Up Promotion website. It will get you a free month of Vonage service, and that is a good thing if you are looking to switch from traditional phone service to VoIP Internet phones as an affordable alternative to traditional telephone service. So go save yourself some money on Vonage!

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Posted by: Greg at 03:05 AM | No Comments | Add Comment
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If you are looking to lease, purchase, or develop commercial offices or warehouses or other Orlando Commercial Real Estate, then York Property Company may be for you. They provide corporate real estate services and tenant representation in that area of Florida, and are spoken of highly by clients like Debbie Worden of LASCO Fittings, Inc., Dave Altorfer of United Facilities, and Thomas C. Hartmann of ABC Fine Wine & Spirits. If you are doing business in the Orlando area, you should consider using York Property Company for your commercial real estate needs.

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Posted by: Greg at 06:21 PM | No Comments | Add Comment
Post contains 96 words, total size 1 kb.

Is, of course, that there is never enough of it.

I'll be honest, sometimes trying to keep up with all the current accounts as I pay off various loans and bills can seem like a daunting challenge. At times like that I'm glad that my home insurance is rolled into my mortgage payment, because at least that is one bill fewer to follow up with.

In the past I've even let credit cards get me in over my head, to the point that I've had to consider going to an outside source for debt advice. It isn't pretty or fun when such a situation arises, for it raises issues of personal responsibility and powerlessness at the same time. Now that I'm a homeowner, of course, Remortgages (or what we in the States call refinancing) becomes an option in the event that money issues ever become too tight. But regardless, there are always options available to deal with money.

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Posted by: Greg at 02:35 AM | No Comments | Add Comment
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According to family tradition, my family was exiled from Spain to Germany during the time of the Holy Roman Emperor Charles V, who was also King Charles I of Spain. I'm really not sure why, as the reasons are lost in the mists of antiquity. Perhaps it was due in part to the traumas associated with the Reconquista under Ferdinand and Isabella and their exile of Muslims and Jews -- even many of those who had converted to the Catholic faith.

Whatever the reasons my family left Spain, it is a beautiful country. Many Europeans love to vacation there, and are interested in purchasing properties in Costa Almeria, an Apartment in Costa Blanca and other beautiful coastal regions of Spain. If you are interested in having a vacation place in Spain, I urge you to click the links above.

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Posted by: Greg at 01:20 AM | No Comments | Add Comment
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Looking for a flight to Brazil? How about between the US and UK? DialAFlight.com offers great deals on travel to many destinations -- and service is provided by people who have actually been to the destinations, so they know where to go and what to do when you ask them. Drop on by DialAFlight.com for more details, and book a flight.

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Posted by: Greg at 12:53 AM | No Comments | Add Comment
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My wife loves magazines. Indeed, I've never seen anyone who gets so many magazines, with the possible exception of the school librarian -- but then again, those are not for personal consumption. So I'm glad I found the books and magazines section of Coupon Chief, where there are lots of coupon codes for books and magazines.

Of particular use around my house will be the coupons for Best Deal Magazines. They have a number of different options available for you -- offering 15% or 20% off of your total order, on top of the already discounted prices they offer. And after all, a bargain is a bargain!

Where can you find this and so many other great internet bargains involving the use of internet coupons? Why at CouponChief.com, of course!

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
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Well, the new blogging platform for the MuNuvian blogs is being beta tested by some of my brother and sister MuNuvians, so I'm stating to think more seriously about the changes that I'll be making here. As I do, I am continuing to give consideration to providing email updates to my regular visitors in the form of periodic newsletters from my site. As I've looked around, I am more and more convinced that I’ve found the utility I’ll use for this service – it is called Zookoda, and it specializes in providing blog email as a form of email marketing, something that I believe that I need to do more of to take this site to the next level.

Why use a service like Zookoda? Because it will let me do the following to market this site with readers.:
• Manage email newsletter subscribers.
• Enhance my blog with custom newsletter subscription forms.
• Design eye-catching newletters to match my blog design.
• Schedule recurring broadcasts for each day, week or month.
• View real-time open, bounce, click and unsubscribe reports.
• Access mobile users by emailing blog content in text format.

Now I’d like to offer my encouragement to my fellow bloggers to take a look at Zookoda and what it can do for them and their blogs. Ask yourself – am I happy where I am, or do I want my site to be something more? If you answer “something more”, consider Zookoda.

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Posted by: Greg at 06:00 PM | No Comments | Add Comment
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