April 30, 2007
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However, there are benefits to credit cards, in terms of finding an offer that will save you money by allowing 0% balance transfers or 0% credit cards. Shop around for the best offers -- that is just a part of being a wise consumer.
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Secured loans, though, are not the only sort of personal loans you might need. You can get an unsecured loan in many instances -- especially as we look at credit card debt. Too many folks find themselves taking out a loan to consolidate debt so that they can lower payments and interest rates, as well as extending the time one has to pay off the debt. This can be a great help, provided one does not run up additional debt. There is even the possibility of a bad credit loan being available for those who have already gone to far down the road of debt, to help them repair their credit rating.
Borrow only when you have to, and only to the degree that you can afford to pay back. Otherwise you face bankruptcy -- with all the credit and personal implications that implies.
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April 29, 2007
Well, there is a great marketing webinar available for you that lets you participate from your home or office. Think about it -- the cost in time and money spent on travel is gone -- and you can learn how to use new technology to expand your business. Sounds like a win all the way around to me.
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Is it a site that I would spend a lot of time at? Maybe not, being that I'm a happily married guy in my 40s. But I would have loved something like this about 15-20 years ago, before I met my darling wife -- and think it is a great way for meeting new folks in town and around the world. Especially female folks. I would certainly have been one of the online flirts. I mean, it is an impressive social networking site.
If that sounds like it is up your alley, or if you are one of those female folks I mentioned, check it out.
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But to be honest, I'd just like a quiet getaway with my beloved, relaxing and enjoying each other's company -- with maybe a balloon ride thrown in for good measure! And being from Houston, we could also head over to Kennedy Space Center -- sort of as a bookend to our trip back home, just down the road from Johnson Space Center. But regardless, it would be a great getaway for the two of us.
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I wish I had known about IDrive-E, found at IDrive.com. They have a phenomenal deal there on Online Backup services -- 2 Gigabytes free, $4.95 a month for unlimited online storage. Good grief, if only I had known and availed myself of the service. I wouldn't have lost all of my materials for my college course, or my wife's extensive collection of graphics that she uses for her crafting projects. Indeed, i still regularly get asked if I've backed up her stuff -- because she has a fear of losing so many graphics that she had spent years collecting.
And I'll be honest -- there was very little that my wife and I couldn't do without. Imagine if you were running a business, and lost everything. Say goodbye to your accounts receivable spreadsheets, your other financial records, and your crucial correspondence that you've been keeping an eye on. Imagine the lost good will with customers as orders went unfilled and leads went unanswered. It would be enough to put the small businessman out of business -- or worse. So seriously, you have got to take a look at getting some Online Backup now.
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April 28, 2007
I look at the situation some friends found themselves in a few years ago. They were a nice couple -- he in his 50s and her in her 40s, with two wonderful kids. the problem was that they had allowed themselves to live a lifestyle that was well beyond their means. I mean they were in serious trouble. The had lots of unsecured and secured loans -- everything from student loans to car loans to credit cards to a mortgage. And then he lost his job, and they nearly lost it all. Fortunately, a new job for my friend and the use of Secured Home Loans to lower monthly payments and tap into their equity in their house allowed them to recover and live a more scaled-back life by use of this Secured Loan.
If you are facing financial need and you are looking for Secured Loans UK, might I suggest AdvanceStart.com?
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April 27, 2007
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April 26, 2007
One of the nice features about AIMpromote is that you don't need to spend a large number of man-hours configuring software for your company. AIMpromote sets it all up for you, configuring the program to your needs and providing your people with the training that they need to use the program. That is all as part of the cost of the program! You and I both know that is better than most other lead management programs. They sell you the program, and then charge you an arm and a leg for those little necessities that are essential to your business, like technical support. But AIMPromote even has dedicated support representatives to work with you in the event you have difficulties or concerns.
Not convinced? Try AIMPromote free for 14 days.
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So protect your book research, family photos, and other precious data with Online Backup from IDrive-E.
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April 25, 2007
But what if you could be the LOW bidder and win? Or at least the person with the low UNIQUE bid?
Well you can be over at bid4prizes!
here's how it works. Once you register, you text your bid to a designated number using your cellular phone. They will text back if your bid is low, high, or a duplicate. Or you can bid online. Keep on bidding until you believe you have beat everyone else -- and PAY ONLY THE DELIVERY CHARGES AND TAXES OWED THE IRS! Otherwise, that item is free to you.
Think about the fun you could have right now bidding on that 2007 Scion, Samsung 50" Plasma TV, or other great prizes currently up for bid. Compete for that item that has caught your eye -- and maybe end up with it coming to your home for next to nothing! Sounds great to me.
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But it was more than that. The Asheville area was already growing, and seemed to be a dynamic place with lots of entertainment, recreation, and dining opportunities for a "relatively) young couple looking for a place to become an older, retired couple in 30 or so years. After all, there is a lot to do there -- but it still retains that small city charm that so many parts of the South have always had. In some ways, I remain disappointed I didn't end up teaching down there.
One other nice feature was the availability of homes at a reasonable price. And I mean area new homes, Asheville existing homes, and condos and apartments galore. It was, and appears to remain, a good place to find a place to settle down in for life.
So take a look around – Asheville might just be calling you home.
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You see, early in our marriage, I promised my darling wife an Alaska cruise. She's always wanted to go, but finances have never made it possible. Between the expenses that were associated with our early married life, debt from our move to Texas, the first couple years in our new house, and her health issues, there simply has never been enough cash for me to do what she's always wanted -- take the Inside Passage to Glacier Bay.
Now there are lots of loans out there for you to consider -- whether you are after a personal loan or a secured loan. And while this year might not be the year for us to go, maybe next summer will be.
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April 24, 2007
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On the other hand, my question is simple -- why would you go out with someone who was such a stranger that you would need to run a Google search on them in the first place? But then again, that is just me.
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April 23, 2007
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Heck, let's be honest --I can't imagine many places in the county better that Scottsdale to try to sell houses. I bet they just sell themselves, given the natural beauty and vibrant growth in the area.
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Of course,all these banks now have an online presence. Now if you are looking for the best Current Accounts and Savings Accounts, you might want to drop by and look at The Thrifty Scot. Heck, they even are able to give you advice on how to challenge some of those ugly bank fees and Claim Bank Charges that some banks try to stick you with. So take a look!
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April 22, 2007
You may recall me mentioning a possible upcoming movie role for Eric Schiffer in a "buddy flick". Well, there is more news on that front. I can tell you that discussion continues on that front, but we now know that one of the other actors to be featured in the film is none other than TK Carter, who you may remember from Dr. Detroit, Domino, and Showtime's "The Corner". There is also an A-list star set to come on board the project, but that name has yet to be released for public consumption.
And that remake of the old Charles Bronson vehicle, currently tagged with the working title of Death Wish Returns, is a definite go, with shooting scheduled to begin in December 2007 in Glasgow, and a tentative release date at the height of the summer movie season in 2008.
So anyway, it appears that there is a lot on Eric Schiffer's plate in the near to middle term. If I hear more, I'll be sure to let you know.
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But how do you know if you have the right credit card? How can you tell if that piece of plastic in your pocket is the one that is best for you? Where can you find out if there is a better deal for you? Where do you need to look to locate the Best Credit Cards? Why, to CreditCardSearchEngine.com, of course!
At CreditCardSearchEngine.com, they have access to them all. Low interest rates. Zero-interest balance transfers. Rewards points and cash back. Cards for those with bad credit who are seeking to rebuild their credit history. If you want it, CreditCardSearchEngine.com probably has it waiting for you to find. All you have to do is drop by and make use of their site!
And look at some of the things you can find at CreditCardSearchEngine.com. You can search by card features, card issuers and brand name of the card. You can get a copy of your credit report, and learn how to dispute inaccuracies. You can even apply for your desired credit cards right from CreditCardSearchEngine.com. Really, it couldn't be easier!
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Now as you may remember from my earlier discussion, Jean-Claude is a backgammon playing fool. Well, maybe fool isn't the right word, because he is really a backgammon king -- and with apologies to his cousin Leo, might I suggest he is the backgammon king of the jungle?
Anyway, this master predator is a real strategist, as well as a student of history. In his latest lesson for we would-be online backgammon legends, Jean-Claude turns military historian on us, pointing us back to World War II and the famous Operation Barbarossa -- when Hitler attacked Russia and Stalin's forces drew the Nazi Wehrmacht into a battle against superior numbers and the weather in Russia's heartland (similar to what happened to napoleon some thirteen decades earlier.
Well as I was saying, Jean-Claude humorously draws comparisons between the game of backgammon and the strategy of both sides during this critical phase of the Eastern Front of the Second World War in Europe. In doing so, he shows how backgammon is a game of strategy -- a game of war -- and that the lessons of combat are applicable to the smaller sphere of gaming. An important lesson to learn if you are to be a backgammon champion -- success is based upon long-term thinking and not over-extending one's resources.
And to use an old advertising slogan -- put a tiger in your tank. And in Jean-Claude's case, make it a Panzer tank.
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The first purchase was one that we tried to make on our own. We went to a builder in a subdivision in our area -- one that made his position clear that he did not want to deal with a real estate agent. indeed, he informed us that the price of the house would be 7% higher if we went through an agent, because he would not surrender one cent of profit. That should have been the signal to run -- but it was later, after having the wrong brick put on our house, the wrong tub installed in our master bath, carpet laid down over a soup-bowl size hole in the concrete and another problem too gross to mention, we refused to go through with the deal. I suspect an agent could have gotten us out sooner -- or solved the problems for us.
Our second go at buying a house came a few years later. We found an agent with a local big name company. She found houses for us quickly, made arrangements for us to see them, and helped us put in offers for three of them. One sold for more than we offered (and more than the house was listed for), one went to an identical offer, and the third became our home. On this house she negotiated her way through the obstacles placed by the seller's agent -- who wanted closing in 72 hours so it would count as an April sale -- to get us a house that we really do love.
I'd have to say that going with a reputable agent was the best decision we could have made the second time around. I'd urge you to do the same. And if you are in the market for Atlanta Area Real Estate, check out Mark Teytel and Lena Zaretsky at Realty1st.
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I look at my students, tenth graders on the cusp of adulthood.When i mention romance, they don't understand the concept. Perhaps the closest I can get some of the boys is when I suggest to them that the girl they are with is much too good for them, and they need to start treating them that way. Some of them get the point -- and the girls who hear me say that buy into that concept, because they really do want to be treated like a lady, not just a one night stand.
Of course, it usually isn't until later in life that one comes to realize that the dating scene is supposed to be about finding Mr. or Ms. Right, not Mr. or Ms. Right Now. And even once you find that perfect mate, a relationship must be nurtured with a dash of romance every now and then.
Me, I like to leave little love notes for my wife. Some days the screensaver will be a romantic message. Other days she will find a note in the fridge or freezer, or even hidden in a pill bottle when I know her back is particularly bothering her. Perhaps the hardest to pull off was the note left taped around the dog's collar.
One of my ways of keeping romance alive involves a little bit of physical labor on my part, just so she knows I care. Even though my wife's wheel chair has an electric motor, when we go out together I usually don't install the batteries. If I cannot walk through the store holding her hand or go into a restaurant with her on my arm, at least I can provide that loving touch and support by being her source of horsepower. You see, anything can be romantic if you desire to make it so -- because there is Romance for Everyone if you wish to create it.
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April 21, 2007
There are bunches of great ones out there. You can get a Fake Security Camera or Pasta Pronta or one of any number of gadgets, gizmos or whatever -- available on your TV for a limited time only!
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Which of our great figures of history were dog people -- and how did their affinity for their canine companions impact their world-view and actions. It is an interesting question, and Cohen tries to answer it. frankly, this is a book I want, both as a dog lover and a historian.
And I'll share it with my tail-wagging girl.
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Think about it -- a beautiful Santa Fe style house with all the amenities. You can find it. Or maybe a townhome close to the beach. They've got it. Or perhaps a condo with an ocean view. It is available for you.
best of all, you are dealing with a US based company when you make arrangements. Oceano-Rentals.com has American offices and conducts all transactions in American funds. What is also nice is that you can pick up your keys and continue your drive south into Mexico -- it is right on the way through Arizona, only an hour from the border.
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April 20, 2007
AbtElectronics .com has great prices and selection on audio, video, and home appliances, including washers, dryers, trash compactors, microwaves, and microwave accessories. If you want it, AbtElectronics.com
Not only that, but they are a company that has been in business for nearly seven decades, with a huge brick-and-mortar presence in Glenview, Illinois. They are known for their great customer service, too -- and I know, because my family used to buy from Abt Electronics when I was a kid! Now the great customer service is available nationwide!
Even better -- AbtElectronics.com has their merchandise in stock, so they can ship most items on the same day you order it.
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April 19, 2007
Hemisphere Educational Travel has been in the business of arranging student travel for nearly four decades. Founded by a teacher for for students and teachers, the company is one of the recognized leaders in the field. And there are two other great things about Hemisphere Educational Travel -- they will meet or beat the prices offered by the competition AND teachers and chaperones travel free. Both of those features can put such trips within reach of your travel budget and meet with the requirements of your school or district. So teachers, if you are considering offering a student travel opportunity, consider Hemisphere Educational Travel.
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Fortunately, her parents found a drug detox and rehab programs for teens through the use of the internet. And that is where www.4rehabilitation.com comes into the picture. They provide a referral service for drug detox and rehab programs of all kinds so that you can find the proper program for you or your loved one.
It is my deepest hope that you never need to use such a service, but if you do I encourage you to contact www.4rehabilitation.com
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Personally, I think they are. After all, one's religious faith is often very important to one's sense of self, and compatibility. Why shouldn't there be a dating service that helps one "screen out" those who don't share that very important characteristic? Now I'm not talking about some sort of discriminatory program based upon superiority -- simply assistance in finding someone who is compatible.
So take my question about a Jewish dating service? offering classifications based upon such important issues as religious values and ethnic heritage is a very positive thing in my book. After all, these commonalities can be the very glue that hold a relationship together. It is certainly better than the old "looking for a red-head who likes cogs and long walks on the beach, doesn't it? It is likely that a shared set of beliefs is a much stronger cement than "what's your sign, baby", isn't it?
That is why so dating services have gotten much more scientific in their services for matching folks up. We see in-depth surveys about attitudes and backgrounds designed to help make matches more precise. And if such services operate in a manner that are non-discriminatory, I think the specialization is all for the good.
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April 18, 2007
But one of the things you usually need in such situations is a layer, just to get the dealer's attention. The Burdge Law Office is a law firm that can help you deal with that lemon car and protect your legal rights to a remedy under the laws of your state. And not only that -- if you are not from Ohio, they can refer you to lawyers in your own area of the country that specialize in dealing with those evil lemons!
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Now there are a lot of great sites out there for searching for cruises. Among those is the one found at www.directlinecruises.com, where you can find cruises on all the major cruise lines. Norwegian Cruise Line, Royal Caribbean Cruises & Celebrity Cruise Line are all available for your consideration. And best of all, some of the cruises available are leaving from popular East Coast ports in New York, Boston, New Jersey & Pennsylvania, so it is not necessary to travel long distances before the cruising begins! Prices are great, too!
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Where do you turn when you need to seek help for a young person in need of rehab? Well, there are many fine adolescent drug treatment facilities out there -- including Echo Malibu, located on the California coast in Malibu. The program is one based upon Empowerment, Choices, Hope and Opportunity, and is designed to teach these young people to make better choices in life.
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What can I say -- Eric Schiffer is an actor who is in discussion to appear in a comedic "buddy flick" with an "A-list" star in the near future. He is also starring in an independent remake of of the old Charles Bronson vehicle, Death Wish Returns. He is also the author of Emotionally Charged Learning, a book that explores the nexus between education, emotions and entertainment that makes management, and knowledge transfer into an exciting new phenomenon. Furthermore, he has a history as a successful entrepreneur.
Indeed, it appears that Eric Schiffer is a true Renaissance Man, a veritable font of knowledge and entertainment in our midst! He is an intriguing individual, and i encourage you to learn more about him.
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Hitflip UK has a music exchange and used book swap, segmented by genre to help you list items appropriately or find just what you are looking for.. DVDs, CDs, Games or Books -- they are things that you will find at Hitflip UK if you surf on over right now. So if you are a science fiction fan like me, you can find that book by Isaac Asimov or DVD of classic Doctor Who episodes that you have been looking for. So drop on by Hitflip UK, and their interesting blog, today!
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