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Let's look at the financial realities that are presenting themselves to borrowers today. There are clear signs that interest rates are rising and will rise higher still -- so what is a person to do about that, especially if they are currently holding some sort of secured loans that have an adjustable rate, like many mortgages. Frankly, such borrowers need to refinance to lock in a lower fixed-rate now -- or even one that is slightly higher than their current rate, so as to avoid seeing interest rates and payments balloon.

We are seeing more and more debt conscious homeowners facing bankruptcy because of such issues. It is therefore important that people don't delay in tackling debt issues while they can. You will also find some interesting articles here.

Posted by: Greg at 06:06 PM | No Comments | Add Comment
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